Interest rates up to 4.70% AER at Raisin UK. If that's you, it's worth considering a cash ISA as interest on these is always tax-free (and doesn't count towards your personal savings allowance). 3. For a flexible account, he said Yorkshire BS pays a slightly lower 2.75 per cent rate. The highest rate you can currently get on an easy-access ISA at is 3.35% from Cynergy Bank and Yorkshire Building Society (YBS). If you are at an office or shared network, you can ask the network administrator to run a scan across the network Please enable Cookies and reload the page. People can also use Cynergy which offers interest at 0.66 percent, or Marcus which pays 0.6 percent. Safe: All of our banks are FSCS protected (or the European equivalent) Competitive: Grow your savings quicker with better rates than you'll usually find on the high street*. We do not make, nor do we seek to make, any personal recommendations on any matter. Keep in mind that not all ISA providers allow transfers in, so be sure to check when comparing accounts. Compare interest rates, access rules and more, Hargreaves Lansdown Active Savings Coventry Bldg Society - Easy Access - HL ISA (3). Below you can find a list of our pages about different savings accounts : Scan the QR code below to start tracking your energy usage, 2000-2023 Uswitch Limited. Weve compiled the best cash ISAs for over 60s deals currently on the market so you can see which provider might best suit your needs. Which is why the vast majority of people - over 19 in 20 - don't pay tax on . If there is no surviving spouse or civil partner, the savings will form part of the estate and lose their tax-free status. The reason for his change of heart is because the Personal Savings Allowance (PSA) launched in 2016, resulting in most people not paying tax on savings interest. For example, in the 2023/24 tax year you can put up to 20,000 in a cash ISA. Read more: With interest rates forecast to fall, what should I do with my savings? To find out more, check out our beginners guide to investing. Martin Lewis advises savers on the best savings and Lifetime ISA rates
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